Need an appraisal in Phoenix or Maricopa County?
Here are the top seven reasons Arizona homeowners use Allstate Appraisal, Inc. :
Do you own a house in or near Phoenix? Do you need help deciding the price of your real estate?
We at Allstate Appraisal, Inc. understand the special needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Allstate Appraisal, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours.
Need to cancel PMI?
A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping clients just like you rid themselves of undesirable PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your home overvalued if you live in a local area that is going down. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An expert appraisal from Allstate Appraisal, Inc. is your #1 weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Allstate Appraisal, Inc. can help you reinstate your home equity line of credit with a professional appraisal.
We Also Provide Field and Desktop Appraisal Review Services
Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned appraiser to double-check your appraisal for preciseness? An appraiser from Allstate Appraisal, Inc. can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Allstate Appraisal, Inc. can help you with that. Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your house.