Appraisal services for Phoenix and Maricopa County homeownersThe top 7 reasons why Arizona homeowners use Allstate Appraisal, Inc. :
Do you own a house in or near Phoenix? Do you need help determining the price of your real estate?
We at Allstate Appraisal, Inc. understand the special needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours. Appraisals to remove PMIA fashionable way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you remove unneeded PMI insurance. Challenge Maricopa county's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a local area that is declining or is not appreciating as much as other houses close to yours. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Allstate Appraisal, Inc. is your strongest weapon when challenging your property tax assessment. HELOC recently frozen?Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Allstate Appraisal, Inc. can provide you with efficient appraisal to help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Allstate Appraisal, Inc. can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house. |