Attention homeowners: Real estate appraisal services for in Phoenix and Maricopa County
The top seven reasons Arizona homeowners use Allstate Appraisal, Inc. :
Need help determining the value of your home in or near Phoenix, Arizona?
We at Allstate Appraisal, Inc. understand the special needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Allstate Appraisal, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Allstate Appraisal, Inc. , we're experts in helping clients just like you dismiss unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if you live in a region that's going down. That means you're probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Allstate Appraisal, Inc. is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Allstate Appraisal, Inc. can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
We Also Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Allstate Appraisal, Inc. offers field reviews where we'll go out and check the subject and comps. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.