Attention homeowners: Real estate appraisal services for in Phoenix and Maricopa County
The top 7 reasons why Arizona homeowners hire Allstate Appraisal, Inc. :
Do you own a house in or near Phoenix? Do you need help determining the value of your real estate?
We at Allstate Appraisal, Inc. understand the unique needs of a homeowner after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Allstate Appraisal, Inc. , will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Allstate Appraisal, Inc. , we're experienced in helping people just like you get rid of unneeded and unwanted PMI insurance.
Challenging a property tax assessment
If you live in a region that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal from Allstate Appraisal, Inc. is your chief weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
If your home is in or near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Allstate Appraisal, Inc. can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for efficiency, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your house.