Attention homeowners in Phoenix and Maricopa County: Need an appraisal?Here are the top seven reasons why Arizona homeowners call on Allstate Appraisal, Inc. :
Own a home in or near Phoenix, Arizona and need help determining the price of it?
At Allstate Appraisal, Inc. , we understand the individual needs of a customer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value opinion than yours. Need to remove PMI?A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Allstate Appraisal, Inc. is veterans in helping consumers just like you delete unneeded and unwanted PMI insurance. Challenging a property tax assessmentLets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting a professional appraisal from Allstate Appraisal, Inc. is your best weapon. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be inconvenient from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Allstate Appraisal, Inc. can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned professional to double-check your appraisal for accuracy, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Allstate Appraisal, Inc. offers field reviews where we go out and check the subject and comps in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Allstate Appraisal, Inc. can help with that too. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home. |