Attention homeowners in Phoenix and Maricopa County: Need an appraisal?
The top reasons Arizona homeowners hire Allstate Appraisal, Inc. :
Need help deciding the value of your house in or near Phoenix, Arizona?
At Allstate Appraisal, Inc. , we understand the individual needs of a customer after appraisal services. Our customary business clients understand the appraisal process and the customary reporting formats. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value report than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping customers just like you rid themselves of unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close by. This means you are probably paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Allstate Appraisal, Inc. is your best weapon when challenging your property tax assessment.
Was your HELOC recently frozen?
Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be difficult from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Allstate Appraisal, Inc. can provide you with an expert appraisal to help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for verity? In a field review we will go out and check the subject and comparables in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house.