Appraisal services for Phoenix and Maricopa County homeowners

Here are the top reasons Arizona homeowners need Allstate Appraisal, Inc. :

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. To challenge a Arizona property tax assessment
  3. Remove PMI to lower a mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a Arizona divorce, when real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate

Do you own a house in or near Phoenix? Do you need help deciding the value of your real estate?
Contact Allstate Appraisal, Inc. .

At Allstate Appraisal, Inc. , we understand the individual needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Allstate Appraisal, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experienced in helping folks just like you abolish unwanted PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that's declining. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Allstate Appraisal, Inc. is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Allstate Appraisal, Inc. can help you reinstate your home equity line of credit with efficient appraisal.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Allstate Appraisal, Inc. can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Allstate Appraisal, Inc. can We can assist you. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.