Need an appraisal in Phoenix or Maricopa County?
Here are the top 7 reasons Arizona homeowners use Allstate Appraisal, Inc. :
Need help deciding the value of your home in or near Phoenix, Arizona?
At Allstate Appraisal, Inc. , we understand the individual needs of a consumer looking for appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. Being a regular homeowner that probably doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value report than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Allstate Appraisal, Inc. is seasoned in helping customers just like you rid yourselves of unneeded PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if your home is not appreciating as much as other houses close by. That means you are paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Allstate Appraisal, Inc. is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow angle. Allstate Appraisal, Inc. can provide you with efficient appraisal to help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd like to have a seasoned professional double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.